{"id":148,"date":"2026-11-06T03:20:26","date_gmt":"2026-11-06T03:20:26","guid":{"rendered":"https:\/\/pickup-namibia.com\/blog\/?page_id=148"},"modified":"2026-11-06T08:55:18","modified_gmt":"2026-11-06T08:55:18","slug":"namibian-income-tax-calculator","status":"publish","type":"page","link":"https:\/\/pickup-namibia.com\/blog\/namibian-income-tax-calculator\/","title":{"rendered":"Namibian Income Tax Calculator"},"content":{"rendered":"\n<!-- Pickup Namibia Tax Calculator Page -->\n<style>\n#tx-root{--g9:#052e1c;--g8:#064e2f;--g6:#059669;--g5:#10b981;--g1:#d1fae5;--g0:#ecfdf5;--sand:#f5e9cf;--ink:#0f1f17;--mute:#4b5d54;--line:#d5e3db;\nwidth:100vw!important;max-width:none!important;position:relative;margin-left:calc(50% - 50vw)!important;margin-right:0!important;box-sizing:border-box;overflow-x:hidden;\nfont:400 17px\/1.65 system-ui,-apple-system,\"Segoe UI\",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:#fff;-webkit-text-size-adjust:100%}\n#tx-root 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1fr}.tx-sum{grid-template-columns:repeat(3,1fr)}.tx-s.big{grid-column:1\/-1}.tx-card{padding:30px 28px}}\n@media(min-width:960px){.tx-sec{padding:80px 0}.tx-hero{padding:80px 0 72px}.tx-grid{grid-template-columns:380px 1fr;gap:32px}.tx-form{position:sticky;top:96px}}\n@media(prefers-reduced-motion:reduce){#tx-root *{transition:none!important}}\n<\/style>\n\n<div id=\"tx-root\">\n\n  <header class=\"tx-hero\">\n    <div class=\"tx-c\">\n      <h1>Namibia income tax and salary calculator<\/h1>\n      <p>Enter your earnings to see your estimated income tax (PAYE), social security contribution and take-home pay. Free to use and updates as you type.<\/p>\n    <\/div>\n  <\/header>\n\n  <section class=\"tx-sec\">\n    <div class=\"tx-c tx-grid\">\n\n      <!-- INPUTS -->\n      <form class=\"tx-card tx-form\" id=\"tx-form\" onsubmit=\"return false\">\n        <h2>Your earnings<\/h2>\n        <p>Fill in what applies to you. Leave the rest empty.<\/p>\n        <div class=\"tx-f\"><label for=\"tx-basic\">Basic monthly salary<\/label><div class=\"tx-in\"><span>N$<\/span><input id=\"tx-basic\" type=\"text\" inputmode=\"decimal\" autocomplete=\"off\" placeholder=\"e.g. 15 000\"><\/div><\/div>\n        <div class=\"tx-f\"><label for=\"tx-travel\">Monthly travel allowance<\/label><div class=\"tx-in\"><span>N$<\/span><input id=\"tx-travel\" type=\"text\" inputmode=\"decimal\" autocomplete=\"off\" placeholder=\"0.00\"><\/div><\/div>\n        <div class=\"tx-f\"><label for=\"tx-other\">Other monthly allowances<\/label><div class=\"tx-in\"><span>N$<\/span><input id=\"tx-other\" type=\"text\" inputmode=\"decimal\" autocomplete=\"off\" placeholder=\"0.00\"><\/div><\/div>\n        <div class=\"tx-f\"><label for=\"tx-bonus\">Annual bonus<\/label><div class=\"tx-in\"><span>N$<\/span><input id=\"tx-bonus\" type=\"text\" inputmode=\"decimal\" autocomplete=\"off\" placeholder=\"0.00\"><\/div><\/div>\n        <div class=\"tx-f\"><label for=\"tx-pen\">Monthly pension contribution<\/label><div class=\"tx-in\"><span>N$<\/span><input id=\"tx-pen\" type=\"text\" inputmode=\"decimal\" autocomplete=\"off\" placeholder=\"0.00\"><\/div><\/div>\n        <div class=\"tx-f\"><label for=\"tx-pct\">Taxable part of travel allowance<\/label><div class=\"tx-in\"><input id=\"tx-pct\" type=\"text\" inputmode=\"decimal\" autocomplete=\"off\" value=\"100\"><span>%<\/span><\/div><small>Your employer decides how much of your travel allowance is taxed. Check your payslip and change this if needed.<\/small><\/div>\n        <div class=\"tx-acts\">\n          <button type=\"button\" class=\"tx-btn tx-b1\" id=\"tx-go\">Calculate<\/button>\n          <button type=\"button\" class=\"tx-btn tx-b2\" id=\"tx-reset\">Reset<\/button>\n        <\/div>\n      <\/form>\n\n      <!-- RESULTS -->\n      <div class=\"tx-card\" id=\"tx-res\" aria-live=\"polite\">\n        <h2>Your results<\/h2>\n        <p>Estimates based on the tax rates below.<\/p>\n        <div class=\"tx-sum\">\n          <div class=\"tx-s big\"><small>Estimated net monthly pay<\/small><b id=\"r-net\">N$ 0.00<\/b><\/div>\n          <div class=\"tx-s\"><small>PAYE per month<\/small><b id=\"r-paye-s\">N$ 0.00<\/b><\/div>\n          <div class=\"tx-s\"><small>Income tax per year<\/small><b id=\"r-tax-s\">N$ 0.00<\/b><\/div>\n          <div class=\"tx-s\"><small>Average tax rate<\/small><b id=\"r-eff-s\">0.0%<\/b><\/div>\n        <\/div>\n\n        <div class=\"tx-h3\">Yearly income tax<\/div>\n        <div class=\"tx-r\"><span>Basic salary<\/span><span id=\"a-basic\">N$ 0.00<\/span><\/div>\n        <div class=\"tx-r\"><span>Travel allowance (taxable part)<\/span><span id=\"a-travel\">N$ 0.00<\/span><\/div>\n        <div class=\"tx-r\"><span>Other allowances<\/span><span id=\"a-other\">N$ 0.00<\/span><\/div>\n        <div class=\"tx-r\"><span>Annual bonus<\/span><span id=\"a-bonus\">N$ 0.00<\/span><\/div>\n        <div class=\"tx-r\"><span>Less: pension contributions<\/span><span id=\"a-pen\">N$ 0.00<\/span><\/div>\n        <div class=\"tx-r t\"><span>Taxable income<\/span><span id=\"a-ti\">N$ 0.00<\/span><\/div>\n        <div class=\"tx-r t\"><span>Income tax payable<\/span><span id=\"a-tax\">N$ 0.00<\/span><\/div>\n        <div class=\"tx-r\"><span>Average tax rate<\/span><span id=\"a-eff\">0.0%<\/span><\/div>\n        <div class=\"tx-r\"><span>Tax rate on your next dollar<\/span><span id=\"a-marg\">0%<\/span><\/div>\n\n        <div class=\"tx-h3\">Monthly pay<\/div>\n        <div class=\"tx-r\"><span>Basic salary<\/span><span id=\"m-basic\">N$ 0.00<\/span><\/div>\n        <div class=\"tx-r\"><span>Travel allowance<\/span><span id=\"m-travel\">N$ 0.00<\/span><\/div>\n        <div class=\"tx-r\"><span>Other allowances<\/span><span id=\"m-other\">N$ 0.00<\/span><\/div>\n        <div class=\"tx-r t\"><span>Gross pay<\/span><span id=\"m-gross\">N$ 0.00<\/span><\/div>\n        <div class=\"tx-r\"><span>Income tax (PAYE)<\/span><span id=\"m-paye\">N$ 0.00<\/span><\/div>\n        <div class=\"tx-r\"><span>Social security<\/span><span id=\"m-ssc\">N$ 0.00<\/span><\/div>\n        <div class=\"tx-r\"><span>Pension fund<\/span><span id=\"m-pen\">N$ 0.00<\/span><\/div>\n        <div class=\"tx-r t\"><span>Total deductions<\/span><span id=\"m-ded\">N$ 0.00<\/span><\/div>\n        <div class=\"tx-r t\"><span>Net monthly pay<\/span><span id=\"m-net\">N$ 0.00<\/span><\/div>\n        <p class=\"tx-msg\" id=\"r-msg\" hidden><\/p>\n      <\/div>\n    <\/div>\n  <\/section>\n\n  <!-- RATES -->\n  <section class=\"tx-sec tx-alt\">\n    <div class=\"tx-c\">\n      <div class=\"tx-h\"><h2>Income tax rates used<\/h2><p>Namibia taxes individuals on a sliding scale. Your bracket is highlighted when you use the calculator.<\/p><\/div>\n      <div class=\"tx-scroll\">\n        <table class=\"tx-tb\" id=\"tx-table\">\n          <thead><tr><th>Yearly income (N$)<\/th><th>Rate of tax<\/th><\/tr><\/thead>\n          <tbody>\n            <tr data-i=\"0\"><td>0 to 100 000<\/td><td>Not taxable<\/td><\/tr>\n            <tr data-i=\"1\"><td>100 001 to 150 000<\/td><td>18% for each N$ above 100 000<\/td><\/tr>\n            <tr data-i=\"2\"><td>150 001 to 350 000<\/td><td>9 000 + 25% for each N$ above 150 000<\/td><\/tr>\n            <tr data-i=\"3\"><td>350 001 to 550 000<\/td><td>59 000 + 28% for each N$ above 350 000<\/td><\/tr>\n            <tr data-i=\"4\"><td>550 001 to 850 000<\/td><td>115 000 + 30% for each N$ above 550 000<\/td><\/tr>\n            <tr data-i=\"5\"><td>850 001 to 1 550 000<\/td><td>205 000 + 32% for each N$ above 850 000<\/td><\/tr>\n            <tr data-i=\"6\"><td>Above 1 550 001<\/td><td>429 000 + 37% for each N$ above 1 550 000<\/td><\/tr>\n          <\/tbody>\n        <\/table>\n      <\/div>\n    <\/div>\n  <\/section>\n\n  <!-- HOW -->\n  <section class=\"tx-sec\">\n    <div class=\"tx-c\">\n      <div class=\"tx-h\"><h2>How the calculation works<\/h2><p>A quick look at what goes into your result.<\/p><\/div>\n      <div class=\"tx-two\">\n        <div class=\"tx-box\"><h3>Income tax (PAYE)<\/h3><p>We multiply your monthly earnings by 12, add your annual bonus, and take off your pension contributions. The tax table above is applied to what is left. Monthly PAYE is the yearly tax divided by 12.<\/p><\/div>\n        <div class=\"tx-box\"><h3>Social security<\/h3><p>You pay 0.9% of your basic salary to the Social Security Commission, and your employer pays the same. Contributions are limited at a maximum basic salary of <b id=\"tx-ceil\">N$ 12 500<\/b> a month, so the most you pay is <b id=\"tx-max\">N$ 112.50<\/b>.<\/p><p>Social security is separate from income tax and does not reduce your taxable income here.<\/p><\/div>\n        <div class=\"tx-box\"><h3>Travel allowance<\/h3><p>Only the taxable part of your travel allowance is added to your income. We assume 100% unless you change it in the form.<\/p><\/div>\n        <div class=\"tx-box\"><h3>Not included<\/h3><p>Medical aid, loans, union fees, fringe benefits and other deductions that appear on your payslip are not part of this estimate.<\/p><\/div>\n      <\/div>\n    <\/div>\n  <\/section>\n\n  <!-- FAQ -->\n  <section class=\"tx-sec tx-alt\">\n    <div class=\"tx-c\">\n      <div class=\"tx-h\"><h2>Common questions<\/h2><\/div>\n      <div class=\"tx-faq\">\n        <details><summary>How much can I earn before paying tax?<\/summary><p>You pay no income tax on the first N$100 000 of taxable income in a year. Tax starts at 18% on every dollar above that.<\/p><\/details>\n        <details><summary>Is my bonus taxed?<\/summary><p>Yes. Your annual bonus is added to your yearly income, so it can push part of your earnings into a higher bracket.<\/p><\/details>\n        <details><summary>What is PAYE?<\/summary><p>PAYE means Pay As You Earn. Your employer deducts income tax from your salary every month and pays it to the Namibia Revenue Agency (NamRA).<\/p><\/details>\n        <details><summary>Why is my payslip different from this estimate?<\/summary><p>Payslips can include extra items such as medical aid, other deductions, benefits, or a different tax treatment for allowances and bonuses. Use this calculator as a guide and check with your employer.<\/p><\/details>\n        <details><summary>I earn money by sharing rides. Is it taxable?<\/summary><p>Income you earn can be taxable. Keep records of what you earn and of your costs, and speak to NamRA or a registered tax practitioner about your situation.<\/p><\/details>\n      <\/div>\n    <\/div>\n  <\/section>\n\n  <section class=\"tx-sec\">\n    <div class=\"tx-c\"><div class=\"tx-disc\"><b>Please note:<\/b> this calculator gives estimates for general information only and is not tax advice. Tax rules and rates can change. For official guidance, contact NamRA, your employer or a registered tax practitioner.<\/div><\/div>\n  <\/section>\n\n  <section class=\"tx-final\">\n    <div class=\"tx-c\">\n      <h2>Travel between towns for less<\/h2>\n      <p>Book a seat with a verified driver, or share your empty seats and help cover your fuel costs.<\/p>\n      <a href=\"https:\/\/pickup-namibia.com\/register\" class=\"tx-btn\">Create your account<\/a>\n      <a href=\"https:\/\/pickup-namibia.com\/blog\/services\/\" class=\"tx-btn\">How it works<\/a>\n    <\/div>\n  <\/section>\n\n<\/div>\n<script>\n(function(){\n  \/* Tax table: [lower limit, rate, tax at lower limit] *\/\n  var B=[[0,0,0],[100000,.18,0],[150000,.25,9000],[350000,.28,59000],[550000,.30,115000],[850000,.32,205000],[1550000,.37,429000]];\n  function idx(x){for(var i=B.length-1;i>0;i--)if(x>B[i][0])return i;return 0}\n  function tax(x){var i=idx(x);return x>B[i][0]?B[i][2]+(x-B[i][0])*B[i][1]:0}\n\n  \/* Social security: 0.9% of basic salary, minimum basic N$500, maximum basic changes by date *\/\n  function ceil(d){\n    if(d>=new Date(2029,2,1))return 16000;\n    if(d>=new Date(2028,2,1))return 15000;\n    if(d>=new Date(2027,2,1))return 14000;\n    if(d>=new Date(2026,8,1))return 12500;\n    return 11000;\n  }\n  var C=ceil(new Date());\n  function money(n){var s=(Math.round(n*100)\/100).toFixed(2).split('.');s[0]=s[0].replace(\/\\B(?=(\\d{3})+(?!\\d))\/g,' ');return 'N$ '+s.join('.')}\n  function pc(n){return (Math.round(n*10)\/10).toFixed(1)+'%'}\n  function $(id){return document.getElementById(id)}\n  function v(id){var x=parseFloat(String($(id).value).replace(\/[^0-9.]\/g,''));return isNaN(x)?0:x}\n  function set(id,t){$(id).textContent=t}\n\n  $('tx-ceil').textContent=money(C).replace('.00','');\n  $('tx-max').textContent=money(C*0.009);\n\n  function calc(){\n    var basic=v('tx-basic'),travel=v('tx-travel'),other=v('tx-other'),bonus=v('tx-bonus'),pen=v('tx-pen');\n    var pct=$('tx-pct').value===''?100:Math.min(100,Math.max(0,v('tx-pct')));\n    var aBasic=basic*12,aTravel=travel*12*pct\/100,aOther=other*12,aPen=pen*12;\n    var gross=aBasic+aTravel+aOther+bonus;\n    var ti=Math.max(0,gross-aPen);\n    var t=tax(ti),eff=ti>0?t\/ti*100:0,marg=B[idx(ti)][1]*100;\n    var ssc=basic>0?0.009*Math.min(Math.max(basic,500),C):0;\n    var mGross=basic+travel+other,mPaye=t\/12,mDed=mPaye+ssc+pen,net=mGross-mDed;\n\n    set('a-basic',money(aBasic));set('a-travel',money(aTravel));set('a-other',money(aOther));set('a-bonus',money(bonus));\n    set('a-pen',money(aPen));set('a-ti',money(ti));set('a-tax',money(t));set('a-eff',pc(eff));set('a-marg',Math.round(marg)+'%');\n    set('m-basic',money(basic));set('m-travel',money(travel));set('m-other',money(other));set('m-gross',money(mGross));\n    set('m-paye',money(mPaye));set('m-ssc',money(ssc));set('m-pen',money(pen));set('m-ded',money(mDed));set('m-net',money(net));\n    set('r-net',money(net));set('r-paye-s',money(mPaye));set('r-tax-s',money(t));set('r-eff-s',pc(eff));\n\n    var rows=document.querySelectorAll('#tx-table tbody tr'),on=ti>0?idx(ti):-1;\n    for(var i=0;i<rows.length;i++)rows[i].className=(ti>0&&i===on)?'on':'';\n\n    var m=$('r-msg'),txt='';\n    if(bonus>0)txt='Your bonus is included in your yearly tax. PAYE per month is the yearly tax divided by 12, so your payslip may show it in a different month.';\n    if(net<0)txt='Your deductions are higher than your pay. 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Free to use and updates as you type. Your earnings Fill in what applies to you. Leave the rest empty. 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