Namibia Net-to-Gross Salary Calculator
Know the take-home pay you want? Find out the gross salary you need to ask for, after income tax (PAYE) and social security.
Your gross salary
The pay before deductions that gives you your target.
| Per month | Per year | |
|---|---|---|
| Gross salary | ||
| Less: Income tax (PAYE) | ||
| Less: Social security | ||
| Less: Pension contribution | ||
| Less: Other deductions | ||
| Take-home pay |
Gross salary for common take-home amounts
With no pension or other deductions.
| Take-home pay per month | Gross salary needed | PAYE | Social security |
|---|
Figures assume all of your pay is basic salary, taxed at the current individual rates.
How we work it out
We try gross salaries until your take-home pay matches your target.
Income tax (PAYE)
Your gross salary for the year, less pension contributions, is taxed on the individual rate table. The first N$100 000 a year is not taxed. Monthly PAYE is the yearly tax divided by 12.
Social security
You pay 0.9% of your basic salary, up to a maximum salary of N$ 12 500 a month. That means the most you pay is N$ 112.50. The ceiling rises in stages.
Why not just add a percentage?
Tax rises in steps, so the share you lose to tax is bigger on a higher salary. Working backwards from your net pay gives a more exact answer than adding a fixed percentage.
What is assumed
All of your pay is treated as basic salary. Bonuses, allowances, fringe benefits and other deductions are not included, so your own payslip may differ.
Common questions
What is the difference between gross and net salary?
Gross salary is your pay before anything is taken off. Net salary, or take-home pay, is what reaches your bank account after income tax, social security and other deductions.
How do I use this when negotiating a job offer?
Enter the take-home pay you need each month and the calculator shows the gross salary to ask for. Remember to add any pension or medical aid you want deducted.
Why is my payslip different?
Payslips can include allowances, bonuses, fringe benefits, medical aid, loans and other deductions. Employers also work out PAYE in slightly different ways. Use this as a guide and check with your employer.
Does the pension amount reduce my tax?
In this calculator, yes. Your pension contribution is taken off your taxable income. Limits can apply to how much is deductible, so check the rules for your fund.
Is social security taxed?
Social security is a separate deduction. We do not take it off your taxable income here.
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